Data Analyst
岗位职责
Full job description
The Credit Risk Analytics team plays a vital role in delivering data-driven insights that inform decision-making across the organization. We are looking for a passionate, detail-oriented and technically proficient Data Analyst to support the team by aggregating, manipulating, and summarizing large datasets to produce actionable insights that drive company growth and profitability. These insights guide credit strategy, optimize risk management, and contribute to broader company performance and strategic initiatives.
The ideal candidate possesses strong skills in SQL and data visualization tools (such as Tableau), a solid understanding of data structures, and a proven ability to transform raw data into meaningful insights for cross-functional stakeholders.
**This role is not eligible for visa sponsorship. All applicants must be authorized to work for any employer in the US.
A Day in the Life of a Data Analyst:
- Write and optimize complex SQL queries to monitor business KPIs such as approval rates, delinquency rates, default rates, and portfolio performance.
- Design, build, and maintain interactive Tableau dashboards and ad hoc reports to empower stakeholders across credit, risk, and business teams with real-time insights.
- Gain a deep understanding of our data infrastructure, ensuring data integrity across multiple databases and systems.
- Contribute to process improvements by identifying opportunities to enhance data workflows and reporting efficiency.
- Ownership of monthly reporting for internal and external stakeholders, leveraging SQL, Excel, PowerPoint and other analytical tools as required.
What You Have:
- Bachelor’s degree or degree in Computer Science, Engineering, Finance, Business, Statistics, Mathematics or related field.
- 2+ years of professional work experience as a Data Analyst, preferably in financial services, fintech, or a similar data-driven environment.
- Strong SQL proficiency for querying, aggregating, and analyzing large datasets.
- Advanced level of MS Excel skills, including advanced formulas and data tables.
- Hands-on experience building and publishing customized and interactive dashboards within Tableau highly preferred.
- In depth understanding of data collection, data flow management, data manipulation, data archiving and data standards.
- Excellent communication skills, with the ability to explain technical database details and analytical insights clearly to non-technical audiences.
- Proven ability to create impactful presentations in PowerPoint that translate complex data into understandable insights.
- Detail-oriented, curious, and proactive, with a passion for solving business problems through data.